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Since 1972
Mountain Life Insurance Company was originally incorporated in Arizona in 1972 as a subsidiary of the Bank of Maryville, Maryville, Tennessee, and was redomesticated to Tennessee in 1979.

In 1983 the Bank of Maryville was acquired, and Mountain Life was purchased by Mountain Services Corporation, a holding company owned by five individuals: Patrick Norris, President of Mountain Life; Earl R. Whaley, Chairman of Earl R. Whaley & Company; Alex Cantrell, President of Cantrell & Associates; Ray Smith, Chairman of the Bank of Huntingdon; and D. Webster Johnston, former Chairman of the Crescent Company and Third National Bank. These individuals made up the original Board of Directors.


In 1987 the holding company, Mountain Services Corporation, offered fifty percent of its stock in an IPO. The offering was oversubscribed in three and a half weeks to approximately 200 shareholders, most of whom are producers for the company.

In September, 1995, Pat Norris, the President of Mountain Life Insurance Company, retired and Dan McPherson succeeded him. In September 2002 Mr. McPherson retired and David Line succeeded him as President. Today's management team has over 174 years of insurance and banking experience.

A Growing Reputation
By providing sound products and excellent service to its customers, Mountain Life has become one of the major writers of credit insurance in the Southeast, including Missouri and Arkansas. It now serves more than 325 financial institutions and automobile dealerships.